Complete Guide to Living in Romania as an Expat

Everything you need to know about visas, banking, healthcare, taxes, and daily life in Romania. Updated for 2025 with step-by-step instructions and insider tips.

🚀 Quick Answers for Common Questions

Visa Requirements

EU citizens: No visa, register after 90 days. Non-EU: Long-stay visa (Type D) required for 90+ days.

Best Banks

ING Bank (digital), BCR (network), Banca Transilvania (English support), Revolut/Wise (digital).

Living Costs

Bucharest: €800-1200/month. Other cities: €600-900/month. Includes rent, food, utilities, transport.

Healthcare

Mandatory insurance. EU: EHIC initially. Employed: automatic coverage. Self-employed: €50-100/month.

Step-by-Step Guides

Follow these comprehensive guides to navigate Romanian bureaucracy with confidence

🛂 Getting Your Romanian Visa

  1. Step 1: Determine visa type (C or D)
  2. Step 2: Gather required documents
  3. Step 3: Schedule consulate appointment
  4. Step 4: Submit application and pay fees
  5. Step 5: Wait 15-30 days for processing

Cost: €80 (Type C), €120 (Type D)
Processing: 15-30 days
Validity: Up to 1 year (renewable)

🏦 Opening a Romanian Bank Account

  1. Step 1: Choose bank (ING, BCR, BT)
  2. Step 2: Prepare documents (passport, residence)
  3. Step 3: Schedule appointment
  4. Step 4: Complete application and deposit
  5. Step 5: Receive card and online access

Initial Deposit: €50-100
Monthly Fee: €0-15
Processing: Same day to 1 week

📋 Your First Month Checklist

  1. Week 1: Register residence, get SIM card
  2. Week 2: Open bank account, register with ANAF
  3. Week 3: Apply for CNP, set up healthcare
  4. Week 4: Join expat communities, learn basics

Priority: Residence registration first
Timeline: 30 days maximum
Cost: €200-500 total fees

🏥 Healthcare Registration

  1. Step 1: Get residence permit/registration
  2. Step 2: Choose insurance (CNAS or private)
  3. Step 3: Register with local CNAS office
  4. Step 4: Choose family doctor
  5. Step 5: Get health insurance card

CNAS Fee: €50-100/month
Private Insurance: €30-150/month
Coverage: Basic to comprehensive

Ready to Start Your Romanian Journey?

Access our detailed guides and get personalized support